We have recently gotten back on the Dave Ramsey bandwagon after my husband lost his job a while a go. I can’t even tell you how wonderful it has been! When he first lost his job we couldn’t do envelopes because we only made enough to pay the bills. I thought I would re-post…
Holiday Gift Idea #4 – Dave Ramseys Envelope System Wallet for only $15
For those that have followed my blog for a while you all know what a huge fan I am of Dave Ramsey and Financial Peace University! He has helped us look at money in a whole new way. We save a lot more and are almost completely debt free!! (well besides our new house…that will…
Principles to Financial Freedom
So today I am going to get on my soap box and talk about debt… How long have professionals encouraged us to STAY OUT OF DEBT? Do we listen? Probably not all of us! Why? Why is it that we struggle with this so much. Not only our prophets, but finance professional encourage human beings…
Establish a family budget, live within means, avoid debt and save for a rainy day.
I am struggling a bit with this concept of being thrifty so i thought I would repost this post from a while back. We can all use a refresher for living within our means! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~How long have the Prophets and General Authorities encouraged us to STAY OUT OF DEBT? Do we listen? Probably not all…
The Entitlement Trap
Do you pay your kids allowances? Do your kids ever ask for things over and over in the store and you just keep saying “NO”? Do your kids take good care of the things you buy for them? Do your kids have responsibilities each day to accomplish? Do your kids feel like they are entitled…
Financial Planning 101
How are all your goals going so far this year? Especially those financial goals to stay on budget and be on track for anything you are saving for? I am a little obsessed with the subject, but I really want to learn more. Here are some post I have written in the past on financial…
Our Little Entrepreneur!
Isn’t this kid So cute?!?! He’s mine!! My little Entrepreneur Cowboy has been begging to sell something outside. He has even wanted to sell his toys to earn money to buy new ones. I am a bit partial to their toys because first off we got rid of the ones we didn’t like a…